By accessing and using Smart Budget Lab ("the Website"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

Use License

Permission is granted to temporarily download one copy of the materials on Smart Budget Lab for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

• modify or copy the materials
• use the materials for any commercial purpose or for any public display (commercial or non-commercial)
• attempt to decompile or reverse engineer any software contained on the website
• remove any copyright or other proprietary notations from the materials

This license shall automatically terminate if you violate any of these restrictions and may be terminated by Smart Budget Lab at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

Disclaimer

Further, Smart Budget Lab does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.

Investment Disclaimer

• Past performance does not guarantee future results
• All investments carry risk of loss
• You should never invest money you cannot afford to lose
• Always do your own research before making investment decisions
• Consider your financial situation and risk tolerance

Limitations

In no event shall Smart Budget Lab or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Smart Budget Lab, even if Smart Budget Lab or a Smart Budget Lab authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

Accuracy of Materials

The materials appearing on Smart Budget Lab could include technical, typographical, or photographic errors. Smart Budget Lab does not warrant that any of the materials on its website are accurate, complete, or current. Smart Budget Lab may make changes to the materials contained on its website at any time without notice. However, Smart Budget Lab does not make any commitment to update the materials.

Links

Smart Budget Lab has not reviewed all of the sites linked to our website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Smart Budget Lab of the site. Use of any such linked website is at the user's own risk.

User Conduct

When using our website, you agree not to:

• Use the website for any unlawful purpose or to solicit others to unlawful acts
• Violate any international, federal, provincial, or state regulations, rules, or laws
• Infringe upon or violate our intellectual property rights or the intellectual property rights of others
• Harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate
• Submit false or misleading information
• Upload or transmit viruses or any other type of malicious code
• Spam, phish, pharm, pretext, spider, crawl, or scrape
• Use the website for any obscene or immoral purpose
• Interfere with or circumvent the security features of the website

Termination

We may terminate or suspend your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms of Service. Upon termination, your right to use the website will cease immediately.

Modifications

Smart Budget Lab may revise these terms of service for its website at any time without notice. By using this website, you are agreeing to be bound by the then current version of these terms of service.

Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the United States and you irrevocably submit to the exclusive jurisdiction of the courts in that State or location.

Contact Information

If you have any questions about these Terms of Service, please contact us at: